Q: Can I apply by phone?
A: Absolutely. At GreenHotCash, we encourage customer
interaction so we can better understand your financial needs. Please call us today
at (866) 933-8278.
Q: What do I need to qualify?
A: It's easy to qualify for a GreenHotCash Loan. You must
have a checking account in your name. You must have direct deposit of employment
earnings into your checking account, no less frequently than twice a month. You
must have full time employment. You must be able to be contacted at work. You must
have access to a fax machine. You must be 20 years or older.
Q: What if I have bad credit or no credit?
A: You can still qualify for a loan with us, even if you
have bad credit, slow credit or no credit. Simply complete the online application
form and we can approve you regardless of your credit score.
Q: What do I need to fax to your processing center?
A: Complete copy of your most recent bank statement, not
more than 60 days old, for your direct earnings deposit account. Copy of your latest
pay stub. Copy of a blank, voided check. Starter checks are not accepted. A clear
copy of your State Id or Military Id or Drivers License. All sections of the Application
must be filled out. Please remember, incomplete or unsigned applications will not
be processed. Fax your application to (413) 639-9693.
Q: Can I pay my loan off early?
A: Yes, you may pay your loan off early. There are NO early
payment penalties and you may be entitled to a rebate of interest, should you choose
to pay your loan off early.
Q: What is the cost of credit?
A:
The cost of receiving a payday loan is $30.00 for every $100.00 borrowed. For example,
if you borrow $100.00 for 14 days, your interest rate would be 30% and your APR would
be 782.14%. For more information about our fees and APR charges, please click here
Q: How long until I get the money?
A:
We will deposit the money into your Checking Account the very next business Day.
We cannot make deposits on Holidays or Weekends. All approved paperwork must be
received no later than 2pm CST. Paperwork received thereafter will count as the
next business day.
Q: What if I can't pay the entire amount due on my due date?
A: We understand that making the full payment on the due date may
be difficult, so we have provided you 3 methods of making payments on your loan.
- Pay entire outstanding balance
- Extension - Pay outstanding Interest and Fee
- Extension Plus - Pay outstanding Interest and Fees as well as an additional amount
towards principal
Making a payment by using any of these methods will not incur any additional
late fees or other charges.
Q: Can I do an extension (rollover)?
A: You are allowed a maximum of 4 extensions. Your loan may
not exceed 12 weeks. You must contact us no later than 2 days before your loan is due.
If you choose to extend your loan we encourage you to use the Extension Plus method.
Q: What if I decide I don't want the loan (rescission)?
A: You may rescind your loan by contacting us by phone
(1-866-933-8278) before 5 pm MST the next business day.
